SIP Calculator: Mutual Fund Returns Mutual Funds
See how much your monthly SIP could grow. Enter the amount you invest each month, the return you expect and the number of years. Add a yearly step-up to see how raising your SIP helps.
100% Private
Investment Details
Estimated Value
Total Value After Investing
₹0
Amount Invested
₹0
Estimated Returns
₹0
Invested 0%Returns 0%
Year-wise Growth
| Year | Invested | Estimated Returns | Total Value |
|---|
Not guaranteed: Mutual fund returns depend on the market and can be lower than your assumption. This is an estimate for planning, not financial advice.
How to Use the SIP Calculator
1
Enter Your Monthly SIP
Type how much you invest every month.
2
Set the Expected Return
Enter the yearly return you expect, for example 12%.
3
Choose the Years
Pick how many years you plan to stay invested.
4
Check the Result
See the amount invested, the estimated returns and the final value.
Key Features
Monthly Compounding
Uses the standard SIP formula with monthly compounding for a realistic estimate.
Step-up SIP
Add a yearly increase to your SIP to see how it changes the final value.
Year-wise Table
Track the invested amount and estimated value at the end of every year.
No Signup
Free to use, unlimited, and your numbers never leave your browser.
Frequently Asked Questions (FAQ)
How is SIP return calculated?
Each month's investment is added and the balance grows at the monthly rate (yearly rate ÷ 12). Future value = P × [((1+i)^n − 1) ÷ i] × (1+i), where P is the monthly amount, i the monthly rate and n the number of months.
What return should I enter?
Enter the yearly return you expect, for example 10-12% for equity funds over long periods. Actual returns change with the market, so try a few values to see a range.
What is a step-up SIP?
A step-up SIP increases your monthly amount by a fixed percentage every year. Enter the yearly step-up percentage to see the effect, or leave it at 0 for a regular SIP.
Are the results guaranteed?
No. Mutual fund returns are linked to the market and can be lower or even negative. This tool gives an estimate for planning only and is not financial advice.
हिंदी में सवाल-जवाब
SIP से कितना पैसा बनेगा, कैसे निकालें?
हर महीने की रकम, अनुमानित सालाना रिटर्न और कितने साल निवेश करना है, यह डालें। कुल निवेश, अनुमानित रिटर्न और अंत में कुल रकम दिख जाती है।
क्या ये रिटर्न पक्के होते हैं?
नहीं। म्यूचुअल फंड के रिटर्न बाज़ार पर निर्भर करते हैं, इसलिए यह सिर्फ एक अनुमान है, गारंटी नहीं।